Archive for November, 2007

What Can a Roommate Do For You?

Tuesday, November 13, 2007

Renting an apartment can be great fun and give you a great place to live.  The cost of rent can be somewhat prohibitive, though, leading to you having to take an apartment that you don’t really want so that you’ll be able to afford the monthly rent.  There is a way around this, though, that will allow you to get the apartment that you want and still stay within your budget.  Roommates are a great way to save money and cut costs involved with renting an apartment.Your roommate will do much more than just split the rent with you.  They will also pay half of the other utilities in the apartment, cable, Internet access and more. You can actually come out saving much more money than you would by getting an apartment with lower rent.  You can cut your costs down to a fraction of what they would otherwise be.  If there are enough bedrooms and you and your roommate are both ok with it, you can even bring in another roommate to cut down on the cost of living even more.

A roommate can be more than just a financial benefit, though.  They can become a valued friend, as well.  Even if you don’t get along as well as you’d like, your roommate can offer companionship and a listening ear when you need one.  A roommate is a great way to make a lasting friend and save money at the same time.


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What to Find After the Move

Monday, November 12, 2007

So you’ve gotten all your stuff from your old place to the new one.  Congratulations!  Now what?  Many things that you need to do may be forgotten in the excitement of the move.  Here are a few common things that you need to do after you get into your new place.You should locate the police stations, fire stations and hospitals near you in case you need them.  Knowing the location of these is important.

Find the post office.  You’ll need to get your mail all set up, including forwarding and making companies and other people award of your new address.

Find out where other vital services are located in your new community.  Banks, doctors, veterinarians and schools are examples of these.

Determine where the shopping areas are in your new neighborhood.  You’ll need to find grocery stores, department stores, malls and more.

Find out about garbage service.  You’ll need to find out what day it’s picked up on and what to do with recyclable materials.  Many times your apartment complex will take care of this, but you’ll still have to know the details.

Find the DMV.  While this can be an unpleasant experience, you still need to get a new drivers license if you’ve moved to a new state.

Make your insurance company aware of your new location.  This may affect your payments.  If you have to, seek out a new insurance agent in the local area.

Find dentists and doctors for your family.  Waiting until these services are needed will make it harder in the end, so find them now.  Ask your neighbors and coworkers for recommendations.


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Your First Apartment: Paying the Bills

Thursday, November 08, 2007

While getting out on your own can be an exciting, liberating experience, it can be daunting and even frightening, as well. The prospect of being out on your own can be overshadowed by the prospect of being responsible for paying all those bills.  Here are a few tips to make you more comfortable with your new responsibilities.Rent can be one of the most daunting bills you have to pay.  There are ways to make it more bearable, though.  You can find a cheaper apartment, where the rent is not so high, or you can take on a roommate or two to make the expense less exorbitant.

Buying food in bulk will help as well.  You can buy the food you regularly eat in large quantities and save money at the same time.  There are many different places where you can buy your food in bulk.  You can also buy your other necessities in bulk to save you more money.

Don’t eat out as often.  While it can be more convenient to eat out, it is also considerably more expensive.  Eating in is one option to save you some of your hard earned money.

Keep your phone calls to a minimum. Long distance phone calls add up quickly; use your cell phone if you have free long distance and keep your phone usage to a minimum.  You’ll also want to limit your text messaging and multimedia messaging.

Bundling your utilities, phone bill and Internet access where possible will also save you money.  While some of this may be covered in your rent, others may be able to be bundled together with one of the providers.


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Talk To Your Neighbors About the Landlord

Thursday, November 08, 2007

While landlord vs. tenant disputes seem to becoming more common, there are a number of ways to head them off before they occur.  Being an informed renter is one great way to ensure a professional relationship with your landlord; another great way to avoid conflicts in the first place is to talk to those in the know: you’re potential neighbors.Gathering information before you sign a new lease is the best way to avoid landlord issues.  While there are many ways to keep these conflicts to a minimum, the best protection is to avoid them in the first place.  Talking to your potential neighbors is one of the best ways to protect yourself.

Your neighbors are the best source of information about the landlord and the apartment complex.  You can even talk to the tenant whom you’ll be replacing, if they haven’t already moved out.  Talking to these people should obviously done out of earshot of the landlord or complex employees, though.

You’ll be able to find out how responsive the landlord is to complaints, how fast repairs are conducted and how much they care about their renters.  You can also find out about other problems or concerns within the apartment that the landlord may be unwilling to fix or repair.  You can also find out information about the area that might not be apparent during your brief visits.

Talking to other renters about the landlord and the complex will go a long way towards having a smooth relationship with your landlord.


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Finding an Apartment: Talk to Your Neighbors

Wednesday, November 07, 2007

There are many resources designed to help you find a new apartment, from apartment finder websites to apartment catalogs.  You’ll find a wealth of information within these resources, but you may still have some questions that need to be answered.  One way to get those questions answered is to talk to the people who know; you’re potential neighbors.Talking to the people who live in an apartment complex will help you decide if it’s the place for you.  This will serve more than one purpose, as well; in addition to helping you gather valuable information, it will also help you meet new people and make new friends.

When talking to your potential neighbors, ask them general questions about the complex.  If they know you’re thinking about moving in, most people will be more than happy to provide you with all the information you need.  Ask about the landlord; are they easy to deal with?  Does maintenance respond promptly to complaints?  You can find out about the area as well by asking the folks who know.  You’ll find the best place to eat, watch a movie or relax.  You’ll find the areas to walk your dog or workout, take in the sights or have a romantic evening.

You’ll also find out all the do’s and don’ts involved with the apartment complex. The residents can provide vital information about the safety of the complex, whether the amenities live up to their hype and more.  Talking to the people you’ll be living with has many benefits and is highly recommended before moving into a new apartment.


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Roommates: Dealing With Stress

Wednesday, November 07, 2007

Getting a roommate can be the best thing you ever did.  Conversely, it can wind up being a miserable experience if you choose the wrong roommate or don’t know how to work through the problems that are going to arise.  Roommates require a lot of effort, but once you get things going well, you’ll understand how to keep it going well.There are two key things to remember when dealing with roommates and the problems that arise from them: communication and compromise.  Both of these are necessary to keep things running on an even keel.  Without them, you and your roommate will remain at loggerheads, struggling to come to terms over even the simplest, most mundane things.

Communication, or the lack of it, is the cause of many roommate problems.  Whether it’s a lack of help cleaning the apartment, late bills, loud radios while you’re sleeping or anything else, chances are that you didn’t communicate your needs and desires to them in the right way to make them understand what their behavior is causing. Try talking with them; be blunt, honest and forthright.  Expect them to be the same way.  Once you’ve aired the problem out, you may be surprised at the change that overcomes them.  Many times, they simply don’t realize what is going on.  Remember, they are not mind readers and may not even know your desires.

Compromise is required on all fronts when dealing with a roommate.  If you expect them to be quiet while you’re sleeping, you should expect them to have something they want you to do.  Compromise will allow the two of you to come to agreeable terms.


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Moving; Making the Most of It

Tuesday, November 06, 2007

While moving, especially long distance, can be a stressful experience, there is a lot you can do to make the most of it.  If you have children, a long distance move can be great fun and even if you don’t, you can still find places to stop and enjoy.Take the Time

If possible, extend the amount of time you’ll spend driving.  A long distance move is sure to take you past some exciting learning and sightseeing opportunities; make sure you have the time to stop and enjoy them.  This is especially good if you have children who will enjoy and benefit from the experience of seeing things they wouldn’t otherwise be able to.  Take the time to stop and enjoy the areas you’ll be travelling through.

Point it Out

Even if you don’t have enough time to stop everywhere you’d like to, there are still ways to enjoy the area even if you can’t leave your car long enough to stop and visit.  Have maps and information handy for you and your children.  Point out landmarks from the road and talk about the area you’re travelling through.  Many of our modern day roads follow old trade roads or Indian trails; talk about the history of where you’re travelling.

Learn About Your New Hometown

Moving often involves a new city and state.  Taking the time to learn about the area on your way to it can give you a much better idea of what your new home will be like, as well as giving you an idea of what there is to see and do there and the history of the area.


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Saving Money: Public Transportation

Tuesday, November 06, 2007

One of the biggest expenses people face today is ownership of a vehicle.  Our society has taught us that we must own a car; without one, life is somehow less.  On this score, we should probably take a cue for the Europeans.  They manage to live quite comfortably without a vehicle, or with one that only sees occasional use.  A car’s maintenance, a car payment, insurance payments and gas all add up to a lot of money when you figure it out.  While sometimes owning a car is a necessity, there are some options to help you save some money.Living in an apartment can be a great way to save money on transportation.  Usually, there are public transportation alternatives; buses and trains are becoming much more common in cities across the US.  These allow you to go where you need to with a fraction of the cost of gas for your tank.  Many cities also offer frequent rider incentives that will save you additional cash.

While taking public transportation, you can leave your car parked.  This saves you money on gas and maintenance, two of the most expensive things related to vehicle ownership.  Taking public transportation is cheaper than keeping your car serviced and the tank full of fuel.

Living in an apartment also often lets you live very close to where you need to go.  Colleges, work and stores are all located within a short distance of your home.  Getting out and walking will save you money and help you get some exercise at the same time.  Not driving everywhere you need to go can definitely save you some money when living in an apartment.


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Read Before You Sign

Monday, November 05, 2007

Many tenant vs. landlord disputes occur from misunderstandings.  The easiest way to avoid many of these is by reading your rental contract and riders before signing on the bottom line. This is extremely important; your signature on the contract indicates that you have read and agree to everything listed within the contract.  If you don’t actually read it, then you can’t say that you truly understand everything that’s covered within it.Ask for clarification on any items that you don’t understand. If it can’t be sufficiently explained, don’t sign the contract.  The landlord has a legal obligation to make sure you know and understand what you’re signing, hold them to it.  Unscrupulous landlords will gloss over areas, telling you that it’s not necessary information.  Get that explanation or walk away from the lease.  This is a legally binding contract and knowing what you’re signing is the best way to avoid landlord conflict.

Read and understand all the riders that are attached to the contract.  These are just as legally binding as the items within the contract and the spell out additional obligations on the part of each party, as well as additional policies and procedures that need to be followed.  Reading and understanding these is vital before you sign your name.

If the landlord makes and guarantees or promises during this time, get them in writing.  This is your only defense on that score.  If they’re not in writing, there’s no proof that they were ever made.


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Long Distance Moving: Finding an Apartment

Monday, November 05, 2007

While local moves will allow you to visit the apartment during multiple times of day to get a personal view of the area, if you’re moving long distance, that option won’t be available to you.  Once upon a time the only recourse for people in your shoes were costly trips to the area before getting an apartment, the expense of staying in a hotel while you searched, or just thumbing through an apartment catalog.  That’s all changed now.With the advent of the Internet, it’s easier than ever to find a place to call home if you’re moving long distance.  The Web has provided valuable resources for those seeking a place to live in cities far from their current residence.  Through apartment finder websites, you can put in the necessary information like the amount of rent you’re willing to pay monthly and the number of bedrooms you require, as well as many more amenities; the website will then search a vast database and match up your options.  These will be displayed for your perusal, letting you read a brief overview of the complex and visit the website of the complex itself.

Many apartment complexes maintain their own websites these days.  They offer lists of amenities, they accommodations you’ll find there and more.  One of the best things about this technology is that it allows you to see a 360-degree panorama of the accommodations to get an idea of what you’ll find there, from construction to trim to amenities.


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